Professional Liability Program Enhanced Coverage & Benefits
Your NASW-Endorsed program is owned by its policyholders and overseen by a Board of Directors comprised mainly of social workers and association insurance experts who keep social workers’ interests and needs in mind.
This is the ONLY program Endorsed by NASW. As your program manager, NASW Assurance Services is able to:
Prior Acts Coverage is included which makes program benefits retroactive to your current NASW policy initiation date of your current NASW policy.
NASW members receive a discount on coverage that will make already-competitive premiums even lower.
Waived NASW Group Purchasing fee ($5).
Automatic coverage offerings included in the policy:
Access to knowledgeable, insurance licensed customer services representatives.
State-of-the-art website services equipped to handle easy online enrollment, quick individual quoting, and same day proof of coverage with certificates for download within minutes for those who apply online.
Access to a free and confidential Risk Management Helpline where knowledgeable risk management specialists can answer your questions about a possible claims situation.
Financial backing from Lloyd’s, London and Swiss Re, both "A" rated reinsurance companies that go beyond the state insolvency guarantee funds, which are capped well below your policy limits.
Standard $35,000 for State Licensing Board inquiries.
Valuable Licensing Board Defense limits.
A simplified, online application process for continued coverage.
Defense coverage outside of your policy limits. Costs for legal representation and litigation are not deducted from your policy limits. This provides policyholders with the full limits of their policy to cover the cost of settlements and damages if necessary. ASI is able to advocate on behalf of members in certain circumstances.
Discounted coverage is available for part-time practitioners and new graduates / first-time practitioners.
Social-work specific coverage features, including subpoena and student