Am I eligible for health insurance even if I have a pre-existing condition?

As of January 1, 2014, under ACA most individuals are required to have minimum essential health insurance, and with limited exceptions you cannot be denied coverage. For those who have been uninsured or denied coverage in the past, you will have more options. For those who don’t obtain coverage, there may be penalties. Government subsidies will be available on health insurance premiums for those individuals or families who meet the government income criteria.

Important Dates and Deadlines:

    Open Enrollment begins October 1, 2013
    Coverage begins under ACA guidelines January 1, 2014
    Open Enrollment ends March 31, 2014
    It is very important that you understand your options and responsibilities under ACA. For more information about the Affordable Care Act and how it impacts you, your family and clients, and what to do after the open enrollment ends March 31, please visit www.healthcare.gov.

NASW has developed a wealth of resources and information links that are also available to you that help answer this question in more depth at: http://www.socialworkers.org/advocacy/healthcarereform/default.asp.

Please also make sure to follow NASW and NASW Assurance Services on Facebook, Twitter and Linked In for periodic updates.

Posted in: Health Choices Program FAQ