My license to practice is still valid, but I am not practicing (some are retired, some are taking a career pause) … should I still keep my insurance coverage active?

Yes. Often times you participate in informal discussions with peers and associates, even during voluntary Board meetings. Even if you randomly meet an acquaintance and discuss an undisclosed client, you are at risk when a lawsuit is filed against the acquaintance and the resulting subpoena identifies you in dialogue, and then you are subpoenaed too. And you are probably named in the lawsuit as well. This curbside counsel with advice exchanged pulls you into the case, notwithstanding the existence of a license.

Posted in: Professional Liability FAQ